1. Has the film started yet?
I want to know if the film has already started.
2. Does the customer have credit facilities?
I wonder if the customer has credit facilities.
3. Where can I change some money?
Could you tell me where I can change some money?
4. What qualifications do I need?
Have you got any idea what qualifications I need?
5. Why isn't Frank here yet?
Do you happen to know why Frank isn't here yet?